For the reasons mentioned by others, true LTC insurance is maybe not the best option. One thing to look into is a whole life insurance policy with an LTC/chronic illness rider. If you were to need LTC funds, the death benefit is "accelerated" to be used for that, and if you don't, then you have the standard life insurance death benefit p…
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For the reasons mentioned by others, true LTC insurance is maybe not the best option. One thing to look into is a whole life insurance policy with an LTC/chronic illness rider. If you were to need LTC funds, the death benefit is "accelerated" to be used for that, and if you don't, then you have the standard life insurance death benefit p…
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